What To Do After A Car Accident: A Step-By-Step Guide

When you get into a car accident, there are certain steps you may want to take in order to help make sure everyone is safe, to follow the law and to get the insurance claim process started.

According to the Insurance Information Institute (III), the following steps may help guide you through important decisions you need to make if you’ve been in a car accident, whether you were at fault for the accident or not

STEP 1: CHECK YOURSELF FOR INJURIES.

If you’re injured, call 911 or ask someone else to do so. If you’re seriously injured, try not to move, and wait for emergency personnel.

STEP 2: CHECK ON THE WELL-BEING OF YOUR PASSENGERS.

If you’re not too hurt to move, check on the other passengers in your car. If anyone’s injured, get on the phone with emergency services or ask a bystander to call for help.

STEP 3: GET TO SAFETY.

If you’re able to, move to the side of the road or a sidewalk. If your car is safe to drive and is causing a hazard where it is, pull it to the side of the road. Otherwise, leave it where it is and get yourself to safety.

STEP 4: CALL 911.

Whether an accident is considered a minor fender-bender or a major collision, calling the police is important — and in some states, it’s legally required. The responding officers will fill out an accident report and document the scene. If the police can’t come to the scene of the accident, you can go to the nearest police station and complete a report yourself, according to the III. When you file a claim with your insurer, they may ask for a copy of the police report to help with the claims process.

STEP 5: WAIT FOR HELP.

Turn off your engine, turn on your hazard lights and use the road flares in your emergency car kit to warn other vehicles to slow down.

STEP 6: EXCHANGE INFORMATION.

After making sure you and any passengers are uninjured, exchange contact and insurance information with the other driver. According to the III, here’s the most important information drivers should exchange after an accident:

  • Full name and contact information
  • Insurance company and policy number
  • Driver’s license and license plate number
  • Type, color and model of vehicle
  • Location of accident

The III recommends that you avoid discussing fault when going over the facts with the other driver. When you file an insurance claim, the adjuster reviewing your claim will determine who’s at fault based on an inspection of the vehicles/property damaged, information provided by you and the other parties involved in the accident, and any supporting documentation, like the police report or photographs from the scene.

STEP 7: DOCUMENT THE ACCIDENT.

In order to help protect yourself, the III recommends taking the following steps:

  • Identify the officers.
    Once the police arrive, get the name and badge number of all responding officers.
  • Get a copy.
    Ask the police officers present where you can obtain a copy of the accident report. Your insurer may ask for a copy of the report when you file a car insurance claim.
  • Take pictures.
    Document the accident thoroughly by taking pictures of your vehicle from different angles, showing the damage done to both cars. It might also be a good idea to take pictures of the other car’s license plate. You may be able to share photos with your insurer during the claims process to help support your claim.
  • Take down names.
    Write down the names and addresses of all parties involved, including any passengers in the other vehicle.
  • Talk to witnesses.
    If there were any witnesses to the accident, take down their names and their contact information, as well.

To help keep all of this documentation in order, you can keep this accident information page in your vehicle.

STEP 8: NOTIFY YOUR INSURER AND START THE CLAIMS PROCESS.

You may want to call your insurance agent while you’re at the scene. That way, they can tell you exactly what they will need to in order to process your claim and what to expect during the claims process.

An accident can leave even the most seasoned driver frazzled, but following these steps may help protect you from unnecessary worries. That way, you can focus on working with your insurance company to get your vehicle repaired as smoothly and as quickly as possible.

credit : Allstate Insurance * What to do in a car accident * Car accident information

Three more Colorado officers placed on administrative leave after violent arrest of 73-year-old woman

Three more Colorado officers placed on administrative leave after violent arrest of 73-year-old woman

Three more Colorado police officers have been placed on administrative leave in connection with the violent arrest of a 73-year-old woman with dementia, according to the Loveland city manager’s office.

Karen Garner was arrested last June for walking out of a Walmart with $13.88 worth of items, according to a lawsuit filed Sunday. Police were called and the arrest left Garner with multiple injuries, including a broken humerus, a dislocated shoulder and a sprained wrist, according to the lawsuit.
The arresting officer, Austin Hopp, was placed on administrative leave. The other officer involved in the arrest, Daria Jalali, was originally reassigned.
On Wednesday, Justine Bruno with the Loveland City Manager’s Office told CNN that Jalali along with officers Tyler Blackett and Philip Metzler were placed on administrative leave. Metzler was Hopp and Jalali’s supervising officer at the time of Garner’s arrest
The four officers being placed on leave follows the release of video showing officers — identified as Hopp, Jalali and Blackett — laughing as they begin to watch the body camera footage of Garner’s arrest.
Footage from the video was shot in the Loveland Police Department’s booking area shortly after Garner’s arrest.
In the video, Hopp gives Jalali a fist bump when asked how the arrest went.

Violent arrest of 73 yr old * police are laughing at their arrest of 73 yr old in Colorado with dementia

Man uses martial arts to thwart attempted kidnapping in NYC park

Man uses martial arts to thwart attempted kidnapping in NYC park

A good Samaritan used martial arts to stop an attempted kidnapping at Madison Square Park this month. Brian Kemsley, 33, was in the right place at the right time to interfere in the crime around 3 p.m. Nov. 9. “I saw this man playing tug of war with a baby stroller, telling everyone it was his baby,” Kemsley said. He was in the park with his girlfriend and stood back as others tried to pry the man from the stroller. Read More: https://7ny.tv/3nyMxhY

Anthony Alvarez shooting: Chicago Police release bodycam footage

Anthony Alvarez shooting: Chicago Police release bodycam footage

Newly released police body camera footage shows a Chicago officer fatally shooting a 22-year-old man who was alleged to have a gun while running away from cops late last month.

Chicago’s Civilian Office of Police Accountability (COPA) on Wednesday released dozens of police and third-party videos, as well as 911 call audio and information related to the March 31 shooting of Anthony Alvarez.

One of the videos shows the officer ordering Alvarez to “drop the gun” twice as he chases behind him before allegedly firing five rounds. Alvarez appears to be running away from him at the time. Police video shows a firearm was found just feet away from where Alvarez fell after being shot.

Anthony Alvarez Shooting * Anthony Alvarez * Police Shooting Chicago

How to avoid a lost child

How to avoid a lost child

Here are six tips to avoid losing a young child in a public place.
  1. Dress your child in bright colors. …
  2. Make a plan. …
  3. Train your child. …
  4. Teach your child to recite specific data. …
  5. Keep a recent digital photo of your child with you at all times. …
  6. Consider using a digital tracking device.
  7. Make sure custody documents are in order.
  8. Have ID-like photos taken of your kids every 6 months and have them fingerprinted. …
  9. Keep your kids‘ medical and dental records up to date.
  10. Make online safety a priority. …
  11. Set boundaries about the places your kids go.

Lost child App for Android * Lost Child App for Iphone * Lost Child * How to avoid lost child